Sun Life Long-Term Disability Denial
Sun Life has a history of wrongfully denying insurance claims, which can be devastating for those with an injury or illness that prevents them from working. We can help victims of Sun Life bad faith practices appeal a denied claim and get the benefits they deserve.
If Sun Life denied your long-term disability claim, get a free legal case review.
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Sun Life Disability Insurance & Denied Claims
Insurance companies like Sun Life have one goal: to create wealth for their executives and investors. This wealth may be generated at the expense of policyholders through unfair claim denials, as long-term disability (LTD) insurance denials provide a clear path to increased profits.
Unfair disability insurance claim denial is one way Sun Life may fail to meet its duty as an insurer, which has already resulted in countless lawsuits across the country.
When Sun Life denies claims, it can be devastating to a person’s financial stability and may result in an immediate loss of income, savings, home, and more.
There are options to fight back against a denied disability claim. We may be able to help you appeal the denial and secure any benefits you may be owed.
What Can I Do If Sun Life Denied My Claim?
Every state has laws banning bad faith insurance practices. However, large insurance companies like Sun Life have resources at their disposal that can make filing a successful appeal difficult.
Depending on your disability policy, a Sun Life long-term disability denial attorney may be able to:
- File a Sun Life disability appeal over your denied LTD claim
- Request a second appeal if your initial appeal was denied
- Submit a Sun Life complaint with your state’s Insurance Department
- File a Sun Life disability lawsuit
- Negotiate a Sun Life long-term disability settlement if possible
- Take your case to court in some instances
If your Sun Life claim was denied, please know: You do have legal rights and may still have options to secure the compensation you need.
Sun Life Disability Appeal Process: How to Fight a Denied Claim
The Sun Life appeals process can be difficult to navigate on your own, as insurance companies may purposefully make the process confusing in hopes that you’ll give up on your claim.
Insurance providers will look for any reason to deny your long-term disability claim, but our attorneys know their tactics and can build a strong appeal that withstands their scrutiny.
Our team will work to make the appeals process as stress-free as possible, so you can focus on your health and loved ones. We have the experience and resources needed to appeal Sun Life’s decision and fight for compensation on your behalf.
There are no upfront costs or hourly fees to work with our Sun Life disability insurance denial lawyers. We only get paid if we’re able to successfully recover compensation for you.
Sun Life Long-Term Disability Denial FAQs
Why was my Sun Life long-term disability claim denied?
If your long-term disability benefits were denied, Sun Life may have claimed:
- You failed to disclose a pre-existing health condition
- Your medical examinations were insufficient or inadequate
- There were problems with your paperwork or documentation
- Your medical condition does not qualify as a “covered” disability
- Your procedure was elective, not medically necessary
Sun Life claim denial tactics often include alleging a policyholder’s injury doesn’t prevent them from performing all workplace duties.
Even if you met all of the Sun Life long-term disability requirements, it’s possible they still denied your claim — but you do have legal rights and options.
How do I file an appeal with Sun Life?
If Sun Life denied your claim, it is in your best interest to contact a long-term disability denial attorney for help challenging their decision and potentially recovering your benefits.
With experienced legal help on your side, you can focus on your health and recovery, while we focus on the appeals process. Learn more about your legal options today during a free case review.
Written by: Long Term Denial Team