MetLife Disability Claim Denial

Metropolitan Life Insurance Company, also known as MetLife, is a prominent insurance company that offers short-term disability and long-term disability (LTD) insurance to provide policyholders with compensation if they’re unable to work due to an injury or illness.

However, insurance providers like MetLife may wrongfully deny valid claims, causing financial stress for many of their customers. Get a free case review now to find out if you can fight back after a MetLife claim denial.

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How a MetLife Disability Denial Lawyer Can Help

In the face of a MetLife long-term disability denial, a lawyer experienced in disability law may be able to help you get the benefits you’re owed.

A MetLife disability denial lawyer can:

  • Appeal your MetLife long-term disability denial
  • Ask for a second appeal if your first appeal is denied
  • File a complaint with your state’s Insurance Department
  • Take legal action by filing a MetLife long-term disability lawsuit
  • Negotiate an LTD settlement, allowing you to access compensation without going to court
  • Fight for you in court, if a MetLife denied long-term disability settlement isn’t reached

Regardless of the path your MetLife long-term disability appeal takes, a lawyer can collect evidence to prove you meet the long-term disability qualifications specified in your policy.

Additionally, with a disability insurance attorney handling your case, you’ll have peace of mind knowing that the paperwork for your appeal has been filled out correctly and filed before any deadlines.

Why Would MetLife Deny a Claim?

MetLife may deny a long-term disability claim for various reasons.

Reasons for a MetLife long-term disability denial include:

  • A MetLife employee made a mistake
  • You did not submit medical evidence supporting your claim
  • You did not meet the definition of disability
  • You failed to satisfy the requirements of your disability insurance policy
  • You have pre-existing conditions that are excluded from coverage
  • Your claim included incomplete or incorrect information

Sometimes, MetLife denies legitimate long-term disability insurance claims to avoid paying benefits. When this happens, a lawyer may be able to fight for the benefits you’re owed.

How to Appeal a MetLife Long-Term Disability Denial

You can work with a disability denial attorney to appeal a MetLife long-term disability denial and fight for the benefits you’re entitled to.

An experienced lawyer can:

  • Review your MetLife policy documents and denial letter
  • Collect employment and medical records to prove your claim
  • File your appeal along with supporting evidence
  • Communicate with MetLife on your behalf

By working with a MetLife long-term disability denial lawyer, you can rest easy knowing that your appeal has been filed correctly and increase your chances of a successful outcome.

Get Help Fighting an Unfair MetLife Disability Denial

With a net worth of over $50 billion, MetLife has thousands of lawyers who are paid to defend the company’s decisions. A MetLife long-term disability denial can even the playing field for policyholders and increase their chances of a successful outcome.

An experienced attorney can handle all aspects of an LTD denial lawsuit on your behalf, so you can focus on your health and spending time with those you love.

Get a free case review now to find out if our team can fight for you.

MetLife Claim Denial FAQs

How does MetLife long-term disability work?

To access MetLife long-term disability benefits, you should file a claim for benefits after suffering an injury or extended illness that prevents you from working. Long-term disability benefits provide policyholders with a percentage of their income.

While the specifics differ depending on the disability plan, claimants can file via phone or email and will need proof of disability from a health care provider to file a claim.

If you’re facing a MetLife long-term disability denial, you may be able to work with a disability attorney who can navigate the appeals process or file a lawsuit on your behalf.

What are some things to do before appealing a MetLife disability denial claim?

If MetLife has denied your claim for long-term disability benefits, review the denial letter that you’ve received. This should explain the reason for your MetLife long-term disability denial.

If you believe MetLife has made a mistake, it may be worth it to call the insurance company and see if they will reverse their decision. They may ask you to provide additional information or documents.

You may also want to contact your state’s Insurance Department and tell them about your Metlife long-term disability complaints.

If MetLife still insists on denying your disability insurance benefits, consider reaching out to a long-term disability lawyer. They can review your claim, file a disability appeal on your behalf, and fight for the benefits you’re owed.

Written by: Long Term Denial Team

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