Guardian Long-Term Disability Denial
If your long-term disability claim was denied by Guardian, you are not alone. The insurance company has a history of wrongfully denying claims, leaving many policyholders without the benefits they deserve.
If you believe Guardian wrongfully denied your claim, a disability attorney may be able to help you file an appeal and fight for justice on your behalf. Get a free case review now.
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About Guardian Denied Disability Claims
Guardian is one of the largest insurance companies in the United States, but the company is also known for wrongfully denying long-term disability claims.
Long-term disability (LTD) benefits from Guardian are meant to compensate policyholders who are unable to work for an extended period of time due to an injury or illness.
Unfortunately, many insurance companies often act in their own best interest in order to protect their profits. However, policyholders have the right to file an appeal if their claim is denied.
An experienced Guardian insurance lawyer may be able to file a strong appeal or a lawsuit to pursue compensation that can help pay for medical bills, everyday living expenses, and more.
You don’t have to accept a long-term disability claim denial. Find out if we may be able to help you get the benefits you deserve during a free case review.
What to Do If Your Guardian Disability Claim Was Denied
Guardian is a billion-dollar company that has access to extensive resources. They may do everything in their power to avoid paying your LTD benefits, but an experienced attorney can level the playing field and advocate on your behalf.
Steps to appeal a Guardian long-term disability denial may include:
- File an appeal after receiving a claim denial from Guardian
- Request a second appeal, if Guardian denies your initial appeal
- Submit a complaint to your state’s Department of Insurance
- File a Guardian lawsuit and pursue a settlement
- Go to court and pursue a verdict, if necessary
Your lawyer can handle all of these steps for you, so you can focus on your health during this difficult time. It’s important to contact an LTD lawyer as soon as possible, as you only have a limited amount of time to appeal an insurance company’s decision.
Get Help With Your Guardian Long-Term Disability Appeal
If you’re facing a Guardian long-term disability denial, don’t give up hope. You may still have options to secure the benefits you deserve.
Our team works with top disability appeal lawyers who have secured over millions on behalf of those who were unjustly denied benefits.
The Guardian disability denial lawyers in our network can:
- Can handle cases in all 50 states
- Never charge any upfront fees
- Understand claim denial tactics used by Guardian
Start your journey toward justice today. Get a free case review now to see if a long-term disability lawyer can help you fight back against Guardian’s claim denial.
Guardian Denied Disability Claim FAQs
How long does it take for Guardian to make a decision on long-term disability?
Insurance companies like Guardian generally have 45 days to make a decision on an initial long-term disability claim. However, they may be able to request extensions if they need more time.
The details of this timeframe should be outlined in your policy documents.
If you’ve received a claim denial from Guardian, you don’t have to take no for an answer. Find out if a Guardian long-term disability lawyer can help with your appeal.
How do you appeal a long-term disability denial from Guardian?
When you receive a denial letter from Guardian, your first step should be to connect with a long-term disability lawyer. An attorney can gather the evidence needed to file a strong appeal that highlights why your claim was wrongfully denied.

Written by: Long Term Denial Team