Disability Management Services Long-Term Disability Denial
Disability Management Services Inc. (DMS) is a leading third-party administrator of long-term disability (LTD) claims. Like many large insurance companies, DMS has a history of utilizing unfair practices to gain wealth for its executives while ignoring the needs of its policyholders.
If Disability Management Services wrongfully denied your LTD claim, get a free legal case review. Our team can help you fight back against an unfair denial.
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Disability Management Services & Disability Claim Denial
Insurance companies operate to achieve one goal: create wealth for their executives and investors. This wealth may be generated at the expense of policyholders through unfair claim denials. Long-term disability insurance denials provide a clear path to increased profits and an improved bottom line.
Insurance companies hold a legal duty to their policyholders to act in good faith and fair dealing. If DMS denies a legitimate claim, they may be acting in bad faith.
DMS not paying claims could be devastating to a person’s financial stability and could even result in the immediate loss of regular income, loss or foreclosure of a home, loss of savings, and more. But you do have options to fight back against their decision.
If Disability Management Services denied your claim, our team may be able to help you appeal the denial and secure any benefits you may be owed.
What Can I Do If DMS Denied My Claim?
Every state has laws banning bad faith insurance practices. However, large insurance companies like Disability Management Services (DMS) have ample legal resources at their disposal to challenge your complaints.
Depending on your insurance policy, our long-term disability denial attorneys may be able to help you:
- File an appeal of your denied long-term disability claim
- Request a second appeal if your DMS appeal was also denied
- Submit Disability Management Services complaints with the state’s Insurance Department to lay the groundwork for legal action
- File a Disability Management Services Inc. lawsuit on your behalf
- Negotiate a lawsuit settlement if possible
- Argue your case in court in some instances
If DMS has denied your long-term disability claim or your appeal, please know: You do have legal rights and may still have options to secure the compensation you need.
Fight Back Against a DMS Disability Denial
With a strong team standing beside you, you don’t have to feel intimidated by large insurance companies like DMS. If you have a case, our team can handle the appeals process on your behalf.
Insurance companies usually have legal teams who are prepared to spare no expense fighting your case. By working with disability denial attorneys in our network, you can even the playing field and put pressure on your insurance provider to pay you what you’re owed.
If you have a case, our attorneys can handle the appeals process and file a Disability Management Services Inc. lawsuit if necessary — all at no out-of-pocket cost to you or your family.
DMS Appeal & Lawsuit FAQs
Why did DMS deny my long-term disability claim?
Like many disability insurance providers, DMS has become known for wrongfully denying long-term disability claims.
If your long-term disability benefits were denied, DMS may have claimed that:
- You failed to disclose a pre-existing health condition
- Your medical examinations were insufficient or inadequate
- There were problems with your paperwork or documentation
- Your medical condition does not qualify as a “covered” disability
- Your procedure was elective, not medically necessary
If DMS denied your claim, our long-term disability denial attorneys may be able to help you appeal their decision.
How do I fight DMS long-term disability denial?
If your LTD claim was denied, it is in your best interest to get an opinion from a long-term disability denial attorney for help challenging your insurer’s decision and potentially recovering your benefits.
With experienced legal help on your side, you can focus on your health and recovery, while we focus on the appeals process.

Written by: Long Term Denial Team