Anthem Long-Term Disability Denial

Anthem Disability Insurance & Denied Claims

Insurance companies like Anthem have one goal: to create wealth for their executives and investors. This wealth may be generated at the expense of policyholders through unfair claim denials, as long-term disability (LTD) insurance denials provide a clear path to increased profits

Insurance companies have a legal duty to their policyholders to act in good faith and fair dealing. If Anthem denies a legitimate claim, they may be acting in bad faith.

When Anthem denies claims, it can be devastating to a person’s financial stability and may result in an immediate loss of income, savings, home, and more.

There are options to fight back against a denied disability claim. We may be able to help you appeal the denial and secure any benefits you may be owed.

Why Was My Anthem Long-Term Disability Claim Denied?

If your long-term disability benefits were denied, Anthem may have claimed:

• You failed to disclose a pre-existing health condition
• Your medical examinations were insufficient or inadequate
• There were problems with your paperwork or documentation
• Your medical condition does not qualify as a “covered” disability
• Your procedure was elective, not medically necessary

Anthem claim denial tactics often include alleging a policyholder’s injury doesn’t prevent them from performing all workplace duties.

Even if you met all of the Anthem long-term disability requirements, it’s possible they still denied your claim — but you do have legal rights and options.

What Can I Do If Anthem Denied My Claim?

Every state has laws banning bad faith insurance practices. However, large insurance companies like Anthem have resources at their disposal that can make filing a successful appeal difficult.

Depending on your Anthem long-term disability policy, you may be able to work with long-term disability denial attorneys to:

• File an Anthem disability appeal over your denied LTD claim
• Request a second appeal if your initial appeal was denied
• Submit an Anthem complaint with your state’s Insurance Department
• File an Anthem disability lawsuit
• Negotiate an Anthem settlement if possible
• Take your case to court in some instances

If your Anthem claim was denied, please know: You do have legal rights and may still have options to secure the compensation you need.

Fight Back Against Anthem Claim Denials

After an unfair claim denial, you can file an appeal, but insurance companies like Anthem may look for reasons not to pay your disability benefits.

Any mistake on an appeal could end up costing you in the long run — but experienced Anthem disability lawyers may be able to handle the paperwork and appeals process on your behalf.

If your Anthem long-term disability claim was denied, contact us now. We have a network of top disability denial attorneys who can fight for you.