Allstate Long-Term Disability Denial
Allstate has a history of wrongfully denying insurance claims, which can be devastating for those with an injury or illness that prevents them from working. Our team works with a network of Allstate disability denial lawyers who can help victims of bad faith practices appeal a denied claim and get the benefits they deserve.
If Allstate denied your long-term disability claim, get a free legal case review now.
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Allstate Disability Insurance & Denied Claims
Insurance companies like Allstate have one goal: to create wealth for their executives and investors. This wealth may be generated at the expense of policyholders through unfair claim denials, as long-term disability (LTD) insurance denials provide a clear path to increased profits
Insurance companies have a legal duty to their policyholders to act in good faith and fair dealing. If Allstate denies a legitimate claim, they may be acting in bad faith.
When Allstate denies claims, it can be devastating to a person’s financial stability and may result in an immediate loss of income, savings, home, and more.
There are options to fight back against a denied disability claim. We may be able to help you appeal the denial and secure any benefits you may be owed.
What Can I Do If Allstate Denied My Claim?
Every state has laws banning bad faith insurance practices. However, large insurance companies like Allstate have resources at their disposal that can make filing a successful appeal difficult.
Depending on your Allstate long-term disability policy, you may be able to work with long-term disability denial attorneys to:
- File an Allstate disability appeal over your denied LTD claim
- Request a second appeal if your initial appeal was denied
- Submit an Allstate complaint with your state’s Insurance Department
- File an Allstate disability lawsuit
- Negotiate an Allstate bad faith settlement if possible
- Take your case to court in some instances
If your Allstate claim was denied, please know: You do have legal rights and may still have options to secure the compensation you need.
Get Help Fighting Allstate Disability Denials
If your Allstate long-term disability claim is denied, you can file an appeal, but insurance companies like Allstate may look for reasons not to pay your disability benefits.
Any mistake on an appeal could end up costing you in the long run — but experienced Allstate disability lawyers may be able to handle the paperwork and appeals process on your behalf.
Get a free case review now to find a top Allstate disability denial attorney near you.
Allstate Claim Denial FAQs
Why was my Allstate long-term disability claim denied?
If your long-term disability benefits were denied, Allstate may have claimed:
- You failed to disclose a pre-existing health condition
- Your medical examinations were insufficient or inadequate
- There were problems with your paperwork or documentation
- Your medical condition does not qualify as a “covered” disability
- Your procedure was elective, not medically necessary
Allstate claim denial tactics often include alleging a policyholder’s injury doesn’t prevent them from performing all workplace duties.
Even if you met all of the Allstate long-term disability requirements, it’s possible they still denied your claim — but you do have legal rights and options.
Can I sue if Allstate denied my claim?
If your Allstate long-term disability claim has been denied and you’ve gone through the appeals process already, you may be eligible to file an Allstate disability insurance lawsuit.
An attorney can help you determine if this is possible. Find out if you may be eligible to file an Allstate lawsuit.
Written by: Long Term Denial Team