Aetna Long-Term Disability Denial

Wrongful Aetna Disability Claim Denials

Insurance companies operate to achieve one goal: create wealth for their executives and investors. This wealth may be generated at the expense of policyholders through unfair claim denials. Long-term disability insurance denials provide a clear path to increased profits and an improved bottom line.

Insurance companies hold a legal duty to their policyholders to act in good faith and fair dealing. If Aetna denies a legitimate claim, they may be acting in bad faith.

Unfair disability insurance claim denial is one way Aetna may have failed to uphold its duty as an insurer, which has already resulted in countless disputes and lawsuits across the nation.

Aetna not paying claims could be devastating to a person’s financial stability and could even result in the immediate loss of regular income, loss or foreclosure of a home, loss of savings, and more.

But you do have options to fight back against their decision. If Aetna denied your claim, we may be able to help you appeal the denial and secure any benefits you may be owed.

Why did Aetna deny my long-term disability claim?

If your long-term disability benefits were denied, Aetna may have claimed that:

• You failed to disclose a pre-existing health condition
• Your medical examinations were insufficient or inadequate
• There were problems with your paperwork or documentation
• Your medical condition does not qualify as a “covered” disability
• Your procedure was elective, not medically necessary

What Can I Do If Aetna Denied My Claim?

Every state has laws banning bad faith insurance practices. However, large insurance companies like Aetna have ample legal resources at their disposal to challenge your complaints.

If Aetna has denied your long-term disability claim or your appeal, please know: You do have legal rights and may still have options to secure the compensation you need.

Depending on your case and insurance policy, our long-term disability denial attorneys may be able to help you:

• File an appeal of your denied Aetna long-term disability claim
• Request a second appeal if your Aetna appeal was also denied
• Submit an Aetna complaint with your state’s Insurance Department to lay the groundwork for legal action
• File an Aetna lawsuit on your behalf
• Negotiate an Aetna lawsuit settlement if possible
• Argue your case in court in some instances

Get a free case review to learn more about your legal options and see if we can help with your case.

“After a challenging legal battle, I finally received the benefits I had paid for. I can’t express enough gratitude for being my ally in the fight. They stood by me and advocated for my rights.”

– Illinois Truck Driver with a Denied LTD Claim

Get Help with Your Aetna Long-Term Disability Appeal

With our team, you don’t have to feel intimidated by large insurance companies like Aetna. If you have a case, we can handle the Aetna appeals process on your behalf.

For more than 45 years, our long-term disability appeal attorneys have helped thousands of hardworking people who were impacted by the unfair practices of Aetna and other insurance providers.

Our team can listen to what’s going on, get some information on your insurance policy, and let you know what your legal options may be — at no cost to you.