Long-Term Disability Denial Frequently Asked Questions

Hiring a long-term disability insurance denial attorney may improve your chances of successfully appealing your provider’s decision.

Our network of long-term disability lawyers can help:

• Gather evidence on your behalf
• Ensure paperwork is completed thoroughly
• Submit all documents within any deadlines
• Pursue the maximum amount of compensation possible

We will work to make the appeal process as stress-free as possible, so you can focus on your health and well-being.

Regardless of where you are located, our team may be able to help. Our nationwide network of long-term disability lawyers can handle denied LTD claims in any state.

If your claim was denied, seeking the help of a long-term disability appeal attorney is the best way to level the playing field between you and the insurance company during the appeal process.

Get a free case review now to learn more about LTD lawyers near you.

It can be extremely frustrating to receive a denial letter from your long-term disability insurance provider after filing a claim — especially when you’ve been diligently paying premiums for years.

However, it’s important to understand that a denial letter is not the end of the claims process. You do have the right to appeal your insurer’s decision.

By working with an experienced long-term disability denial attorney, you can get legal help filing a strong appeal with a higher probability of securing disability insurance benefits.

If your insurance carrier has acted in bad faith by wrongfully denying your claim, a long-term disability denial attorney can work to fight the denial by:

• Reviewing the reason for your denial
• Gathering additional information, like medical records and relevant work duties
• Formally requesting an appeal on your behalf
• Taking legal action against the insurance company if your appeal is denied again

We can do all of this for you and more — at no out-of-pocket cost. Our team only gets paid if you do. Get started now.

Yes. You may be able to file a lawsuit against your insurance provider if your long-term disability appeal was wrongfully denied.

A long-term disability denial lawyer can represent you in court and fight to have your denial overturned.

The laws that govern disability insurance claims are complex and vary in each state. The best way to learn more about any potential legal options you may have is to contact us to see if we can help with your case.

When you work with a long-term disability appeal attorney, you won’t pay any upfront fees or out-of-pocket expenses.

Our long-term disability lawyers work on a contingency basis, which means we only get paid if your case results in compensation.

Disability claims may be routinely denied for any of the following reasons:

• Application errors
• Missing, inadequate, or insufficient medical information
• Failing to meet the insurer’s definition of a qualifying long-term disability
• Failure to disclose a pre-existing medical condition
• Video surveillance that counters a disability claim

An average of 67% of long-term disability claims are denied, according to the U.S. Social Security Administration (SSA). That’s why it’s important to keep in mind that a denial is not the end of the process.

If your LTD claim was denied, our long-term disability insurance lawyers may be able to help you appeal the insurer’s decision and secure the benefits you deserve.