UnitedHealthcare Disability Denial

Like other long-term disability insurance providers, UnitedHealthcare has been involved in lawsuits regarding their wrongful denial of LTD claims. Long-term disability claims often get denied for lack of sufficient information like medical records and statements from your doctors, but our team can gather all of the necessary evidence to support your appeal.

If your UnitedHealthcare long-term disability claim was denied, disability denial attorneys may be able to help you appeal their decision. Contact us today to learn more.

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UnitedHealthcare Long-Term Disability Claim Denial

Every state has laws banning bad faith insurance practices. However, large insurance companies like UnitedHealthcare have resources at their disposal that can make filing a successful appeal difficult.

Depending on your UnitedHealthcare long-term disability policy, you may be able to work with long-term disability denial attorneys to:

  • File a UnitedHealthcare disability appeal over your denied LTD claim
  • Request a second appeal if your initial appeal was denied
  • Submit a UnitedHealthcare complaint with your state’s Insurance Department
  • File a UnitedHealthcare disability lawsuit
  • Negotiate a UnitedHealthcare lawsuit settlement if possible
  • Take your case to court in some instances

If your UnitedHealthcare claim was denied, please know: You do have legal rights and may still have options to secure the compensation you need.

UnitedHealthcare Claim Appeal Process: How to Fight a Denial

The UnitedHealthcare appeals process can be difficult to navigate on your own, as insurance companies may purposefully make the process confusing in hopes that you’ll give up on your claim.

Our team will work to make the appeals process as stress-free as possible, so you can focus on your health and loved ones. We have the experience and resources needed to appeal your insurer’s decision and fight for a UnitedHealthcare settlement on your behalf.

Insurance providers will look for any reason to deny your long-term disability claim, but attorneys know their tactics and can build a strong appeal that withstands their scrutiny.

There are no upfront costs or hourly fees to work with our UnitedHealthcare disability insurance denial lawyers. We only get paid if we’re able to successfully recover compensation for you.

What Happens After You Appeal a UnitedHealthcare Claim for Disability Denial

After you appeal your denied UnitedHealthcare claim, weeks may go by before you hear anything. You may need to check in with the insurer to make sure your appeal letter was received and ask how the appeal is progressing:

  • If your appeal is denied, you should consider working with a UnitedHealthcare disability attorney who may be able to request a second appeal and help strengthen your claim.
  • If your appeal is denied for a second time, it’s important to remember that you may still have options.

After you’ve gone through the appeals process, your legal team may be able to file a lawsuit for UnitedHealthcare long-term disability insurance to overturn the denial of your claim.

UnitedHealthcare Disability Lawyers Can Fight for You

If your UnitedHealthcare long-term disability claim is denied, you can file an appeal, but insurance companies like UnitedHealthcare may look for reasons to not pay your disability benefits.

Any mistake on an appeal could end up costing you in the long run — but experienced UnitedHealthcare disability lawyers may be able to handle the paperwork and appeals process on your behalf.

We can connect you with top UnitedHealthcare disability lawyers nationwide. Get a free case review now.

UnitedHealthcare Disability Lawsuit FAQs

Why was my UnitedHealthcare long-term disability claim denied?

If your long-term disability benefits were denied, UnitedHealthcare may have claimed:

  • You failed to disclose a pre-existing health condition
  • Your medical examinations were insufficient or inadequate
  • There were problems with your paperwork or documentation
  • Your medical condition does not qualify as a “covered” disability
  • Your procedure was elective, not medically necessary

UnitedHealthcare claim denial tactics often include alleging a policyholder’s injury doesn’t prevent them from performing all workplace duties.

Even if you met all of the UnitedHealthcare long-term disability requirements, it’s possible they still denied your claim — but you do have legal rights and options.

Can I sue if UnitedHealthcare denied my claim?

Potentially, yes. If your UnitedHealthcare long-term disability claim has been denied and you’ve gone through the appeals process already, you may be eligible to file a UnitedHealthcare disability insurance lawsuit.

An attorney can help you determine if this is possible. Find out if you may be eligible to file a UnitedHealthcare lawsuit now.

Written by: Long Term Denial Team

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