Prudential Long-Term Disability Denial

Prudential Financial Inc. provides insurance to clients, but some policyholders have had their disability benefits denied without cause. If you’re facing a Prudential long-term disability denial, you may be able to appeal the decision or file a lawsuit against Prudential.

Get a free case review now to see if a skilled disability attorney may be able to help you seek justice for a Prudential disability denial.

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About Prudential Disability Denials

Prudential is an American Fortune 500 company that offers long-term disability (LTD) insurance, which is meant to help people who cannot work due to an illness or injury. However, Prudential has a history of wrongful LTD insurance claim denials, creating financial hardships for many of its clients.

Prudential often argues that these rejections are based on the policyholder’s failure to meet the company’s definition of disability. However, Prudential long-term disability denials can happen, even to those who meet their standards.

In April 2023, a federal investigation revealed that the company had wrongfully denied numerous life insurance claims, even though it had collected premiums for many years.

If Prudential has wrongfully denied your claim for disability benefits, you may be able to appeal and pursue the benefits you’re owed.

Our team has partnered with top Prudential disability denial attorneys who have helped policyholders across the country get compensation and justice after an LTD claim denial. Get a free case review to see if they can fight for you.

What to Do After a Prudential Disability Denial

Prudential has been known to reject valid disability claims. If you’re facing a Prudential long-term disability denial, you may be able to work with an attorney to get the benefits you’re owed.

Here are some ways a long-term disability denial lawyer may be able to help:

  • File an appeal of your Prudential long-term disability denial
  • Request a second appeal if your initial appeal is denied
  • Lodge a complaint with your state’s Insurance Department
  • File a lawsuit against Prudential
  • Fight for maximum compensation through an out-of-court settlement
  • Argue your case in court if a settlement isn’t reached

When appealing your Prudential long-term disability denial, a lawyer can gather evidence to prove you meet the company’s long-term disability qualifications, make sure your appeal is filed within any deadlines, and negotiate on your behalf.

Many disability insurance companies deny valid claims for incorrect or missing paperwork, so having legal professionals handling your appeal can increase your chances of a successful outcome.

Get Help with a Prudential Financial Disability Denial

People purchase LTD insurance to support their families if they suffer an injury or illness. When insurance companies deny legitimate claims, they should be held accountable.

The long-term disability denial lawyers in our network have the experience and resources to take on multi-billion dollar companies like Prudential and secure maximum results for clients.

Our legal partners:

  • Can help families in all 50 states
  • Have recovered over $9.3 billion for victims of injustice
  • Never charge any upfront or hourly fees

Get a free case review now to see if our team can help you fight back after an unfair Prudential claim denial.

Prudential Disability Denial FAQs

How do you appeal a long-term disability denial from Prudential?

A long-term disability denial lawyer can help you challenge a Prudential long-term disability denial and fight for the benefits you’re owed, which may include:

  • Reviewing your denial letter
  • Gathering medical evidence to prove your long-term disability claim
  • Filing paperwork for your disability appeal

Prudential long-term disability denial lawyers are knowledgeable about disability law and have experience successfully navigating the appeals process for clients.

Additionally, they’re well-versed in the claim denial tactics employed by Prudential and have the resources to go head-to-head with this multi-billion dollar company.

Why would Prudential deny a disability claim?

Prudential may deny a disability claim for any of the following reasons:

  • You have a pre-existing medical condition
  • You failed to meet the terms of their long-term disability policy
  • You do not have medical records or a letter proving your long-term disability
  • You failed to fill out your disability insurance claim paperwork correctly or completely

In some cases, Prudential has denied valid claims to avoid paying long-term disability benefits. In these cases, a Prudential disability insurance attorney can help policyholders pursue the benefits they’re owed.

Written by: Long Term Denial Team

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