Liberty Mutual Long-Term Disability Denial Lawyer
Liberty Mutual has a history of wrongfully denying insurance claims, which can be devastating for those with an injury or illness that prevents them from working. We can help victims of Liberty Mutual bad faith practices appeal a denied claim and get the benefits they deserve.
If Liberty Mutual denied your long-term disability claim, get a free legal case review.
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Liberty Mutual Disability Insurance & Denied Claims
Insurance companies like Liberty Mutual have one goal: to create wealth for their executives and investors. This wealth may be generated at the expense of policyholders through unfair claim denials, as long-term disability (LTD) insurance denials provide a clear path to increased profits.
Insurance companies have a legal duty to their policyholders to act in good faith and fair dealing. If Liberty Mutual denies a legitimate claim, they may be acting in bad faith.
When Liberty Mutual denies claims, it can be devastating to a person’s financial stability and may result in an immediate loss of income, savings, home, and more.
There are options to fight back against a denied disability claim. We may be able to help you appeal the denial and secure any benefits you may be owed.
What Can I Do If Liberty Mutual Denied My Claim?
Every state has laws banning bad faith insurance practices. However, large insurance companies like Liberty Mutual have resources at their disposal that can make filing a successful appeal difficult.
Depending on your policy, you may be able to work with Liberty Mutual long-term disability denial attorneys to:
- File a Liberty Mutual disability appeal over your denied LTD claim
- Request a second appeal if your initial appeal was denied
- Submit a Liberty Mutual complaint with your state’s Insurance Department
- File a Liberty Mutual disability lawsuit
- Negotiate a Liberty Mutual bad faith settlement if possible
- Take your case to court in some instances
If your Liberty Mutual claim was denied, please know: You do have legal rights and may still have options to secure the compensation you need.
Fight an Unfair Liberty Mutual Claim Denial
The Liberty Mutual appeals process can be difficult to navigate on your own, as insurance companies may purposefully make the process confusing in hopes that you’ll give up on your claim.
Insurance providers will look for any reason to deny your long-term disability claim, but our attorneys know their tactics and can build a strong appeal that withstands their scrutiny.
Our network of Liberty Mutual long-term disability denial lawyers have the experience and resources needed to appeal the company’s decision and fight for compensation on your behalf. We can gather all of the necessary evidence to support your appeal.
There are no upfront costs or hourly fees to work with our Liberty Mutual disability insurance denial lawyers. We only get paid if we’re able to successfully recover compensation for you.
Liberty Mutual Disability Denial FAQs
Why was my Liberty Mutual long-term disability claim denied?
If your long-term disability benefits were denied, Liberty Mutual may have claimed:
- You failed to disclose a pre-existing health condition
- Your medical examinations were insufficient or inadequate
- There were problems with your paperwork or documentation
- Your medical condition does not qualify as a “covered” disability
- Your procedure was elective, not medically necessary
Liberty Mutual claim denial tactics often include alleging a policyholder’s injury doesn’t prevent them from performing all workplace duties.
Even if you met all of the Liberty Mutual long-term disability requirements, it’s possible they still denied your claim — but you do have legal rights and options.
Can I sue if Liberty Mutual denied my claim?
Potentially, yes. If your Liberty Mutual long-term disability claim has been denied and you’ve gone through the appeals process already, you may be eligible to file a Liberty Mutual disability insurance lawsuit.
An attorney can help you determine if this is possible. Find out if you may be eligible to file a Liberty Mutual lawsuit now.
Written by: Long Term Denial Team